Capital & Asset Management

The business and personal assets of company owners are often entangled in interrelated bank funding structures. This can create an ineffective or lethargic use of the respective company and personal balance sheets whilst unnecessarily increasing the personal exposure of the owners. Capital and Asset Management enables a company to establish the most effective financing structure in terms of the use of its assets whilst allowing the owners of the business to manage their equity and other personal assets in the most productive manner.

Our Tactics

To improve the use of capital and assets, we initially undertake a detailed appraisal of the company’s balance sheet and lending collateral, whilst determining the objectives of the business and personal goals of the owners. We subsequently restructure the use of all asset classes and business cash flow, which can help the company reduce its dependence on owner’s equity and increase its borrowing capacity. This can enable our Clients to reduce the cost of funding whilst improving the return on the use of the company’s assets.

Client Benefits

Equity Release
We enable company owners to release and convert business equity into capital. This can permit the additional capital to be investment back into the business to fund growth or acquisitions or allow for external investment in personal wealth creation strategies and superannuation.

Asset Protection
We facilitate the reasonable removal and separation of relevant personal assets, cross security arrangements and director's guarantees from the owner’s business. This enables personal assets to be properly protected and available for more productive wealth generating purposes.

Capital Enhancement
We permit companies to enhance their return on capital and improve the use of business assets. This can provide an increase in the working capital available and augment the overall value of the enterprise.

 

View our guide to
Capital Management